Steamboat Surgery Center recognizes health insurance terminology can be confusing for patients and family members. This section is for information purposes only and is not to be considered insurance advice—for specific questions, patients should contact their insurance carrier. When the staff from Steamboat Surgery Center contacts you to confirm your appointment, they discuss the financial aspects of the surgery including the patient payment required at the time of service and/or before a patient arrives at the Center. We have a convenient online bill pay system to assist in developing a payment plan. Please bring a credit card or other method of payment with you to your surgical appointment.